Financial planning should help youmake better decisions.
Planvesto is built around a simple idea: financial planning should begin with understanding the person's financial situation and what they are trying to achieve—not with a product.
Why Planvesto
Move financial planning from products to decisions.
People are often presented with investments, insurance products or financial solutions before the underlying financial problem has been clearly understood.
Planvesto takes the opposite approach. Understand the financial position. Define the goals. Identify constraints. Consider risk and protection. Then evaluate the strategies that can address the actual need.
The objective is not to make financial decisions more complicated. It is to make the reasoning behind them clearer.
What Planvesto is
A financial planning and decision platform.
Planvesto brings financial information, planning, investment decisions, protection and financial strategies into one connected experience.
Plan
Understand your current financial position and translate your goals into a financial plan.
Explore Plan→Invest
Understand the role investments play in achieving financial goals and managing risk.
Explore Invest→Protect
Consider financial risks and the protection required to keep important goals on track.
Explore Protect→Decide
Compare relevant strategies and understand the trade-offs before selecting a financial path.
Explore Decide→Learn
Build the financial understanding needed to participate meaningfully in your own decisions.
Explore Learn→Connected thinking
The different parts of financial planning are considered together rather than as isolated product decisions.
Our approach
The sequence matters.
Planvesto is designed around the idea that financial planning works better when decisions follow a logical sequence.
Understand
Understand the financial position, goals, constraints and relevant risks.
Diagnose
Identify the financial problem or opportunity that needs to be addressed.
Evaluate
Consider strategies and compare the consequences of relevant alternatives.
Act
Translate the selected financial plan into implementation actions and review it as circumstances change.
Principles
What we believe good financial planning should do.
Start with the person, not the product.
Financial recommendations should make sense in the context of the person's financial situation and goals.
Consider the whole picture.
Investment, protection, cash flow, goals and risk can influence each other.
Compare before deciding.
A decision becomes more meaningful when alternatives and their trade-offs can be understood.
Make the reasoning visible.
People should be able to understand why a financial direction makes sense for their situation.
The experience
Simple for the user. Structured underneath.
The complexity of financial planning should not become the complexity of the user's experience.
Tell us about your situation
Provide the information needed to understand your financial position.
Understand the plan
See goals, decisions, strategies and actions in one connected context.
Take action
Implement the selected financial plan and revisit it when circumstances change.
Start with your financial picture
Your financial plan should make sense to you.
Start by understanding where you are, what you want to achieve and which financial decisions matter most.