Privacy Policy

1. Introduction

Planvesto respects the privacy of individuals who use its website, applications and financial planning services. This Privacy Policy explains the general categories of information that may be collected, how that information may be used and the choices available to users.

By using the Planvesto website or platform, you acknowledge that information may be handled as described in this policy.

2. Information we may collect

Depending on how you use Planvesto, information may include:

• Basic identification and contact information, such as name and email address.
• Information that you provide while using financial planning features.
• Information about your goals, preferences, financial position or other information that you voluntarily provide for planning purposes.
• Technical information associated with your use of the website or platform.

3. How information may be used

Information may be used to provide, operate and improve Planvesto's services and user experience.

• To create and maintain your account.
• To provide financial planning and related platform functionality.
• To communicate with you regarding your account, enquiries or requested services.
• To maintain security, prevent misuse and protect the integrity of the platform.
• To improve the website, platform and services.

4. Financial information

Financial planning may require users to provide information about income, expenses, assets, liabilities, investments, goals, protection needs and other relevant circumstances.

Such information is used in connection with the financial planning experience and related services for which it was provided.

5. Information sharing

Planvesto does not treat user information as public information. Information may be shared with service providers or other parties where necessary to operate the platform, provide requested services, maintain security, comply with applicable law or fulfil another legitimate purpose.

Where third-party service providers are used, access to information should be limited to what is reasonably necessary for the relevant service.

6. Data security

Planvesto is intended to use reasonable technical and organisational measures to protect information against unauthorised access, misuse, alteration or disclosure.

No internet-based system can guarantee absolute security. Users should also take reasonable steps to protect their passwords, devices and account credentials.

7. Cookies and technical information

Planvesto may use cookies, local storage or similar technologies where necessary to operate the website, remember preferences, understand usage and improve the user experience.

Browser settings may allow you to control certain cookies. Disabling some technologies may affect website functionality.

8. Data retention

Information may be retained for as long as reasonably necessary for the purposes for which it was collected, including account management, service delivery, security, legal obligations and legitimate business purposes.

9. Your choices and rights

Depending on applicable law, you may have rights relating to your personal information, including rights to request access, correction, deletion or information about how your information is processed.

Requests can be made using the contact details provided on the Planvesto website.

10. Children's privacy

Planvesto's services are not intended to be used by individuals where use would be prohibited by applicable law. We do not knowingly seek to collect personal information from children without appropriate legal basis or consent where required.

11. Changes to this policy

This Privacy Policy may be updated from time to time to reflect changes in the Planvesto platform, applicable requirements or the way information is handled.

The latest version will be made available on this page together with the applicable update date.

12. Contact

If you have questions about this Privacy Policy or how your information is handled, contact Planvesto.